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bob46x46 Joined: 02 Jan 2010 Posts: 2 1.52 Dollars($)	Posted: Tue Jan 05, 2010 3:08 pm    Post subject: Information Like 0 Dislike 0 I'm looking to refinance. Do you have any lenders is the state of Pennsylvania? Thanks
jveenstra Community Expert Joined: 10 Nov 2008 Posts: 1310 Location: River Edge, New Jersey 274.62 Dollars($)	Posted: Tue Jan 05, 2010 4:02 pm    Post subject: PA Like 0 Dislike 0 Many of us lend in Pennsylvania. You could note your scenario here and seek advice, or, contact one of us. _________________ John Veenstra, Sr Mortgage Consultant Approved Funding Corp Licensed NJ NY CT PA 201-833-0123x278
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Tue Jan 05, 2010 8:18 pm    Post subject: Like 0 Dislike 0 Hi bob! Welcome to forums! Getting a refinance will depend upon various factors. You need to have equity in your property in order to qualify for a refinance. Apart from this, the lender will want you to have a good credit score and stable income. He will also check out your debt to income ratio before approving you for a loan. As John has said, this community has a large number of lenders. You can seek a no obligation free mortgage consultation from the lenders of this community. This will help you know the type of rates and terms you would receive. Feel free to ask if you've further queries. Sussane
tfaulhaber1 Community Expert Joined: 17 Dec 2009 Posts: 562 75.68 Dollars($)	Posted: Wed Jan 06, 2010 2:52 pm    Post subject: Like 0 Dislike 0 Post the details of your scenario or call one of us _________________ Theo (Ted) Faulhaber 516-403-9116 516-634-4417 tfaulhaber (at) vanguardfunding.net
jveenstra Community Expert Joined: 10 Nov 2008 Posts: 1310 Location: River Edge, New Jersey 274.62 Dollars($)	Posted: Wed Jan 06, 2010 3:08 pm    Post subject: Refinance Like 0 Dislike 0 This is a single wide mobile home, not on a permanent foundation. The land is owned and the land has a mortgage on it. Looking to refinance. Could be just a land loan refinance, however, some local lenders had a problem with the mobile home being on the land. I could not help. Thought I would post the scenarion and maybe someone can help. _________________ John Veenstra, Sr Mortgage Consultant Approved Funding Corp Licensed NJ NY CT PA 201-833-0123x278
bob46x46 Joined: 02 Jan 2010 Posts: 2 1.52 Dollars($)	Posted: Thu Jan 14, 2010 8:10 pm    Post subject: Hi Like 0 Dislike 0 Thanks John: I applied for an online application in December of 09 after finding out most local banks won't touch a loan for a used mobile home. This was trough Citizens. I believe the loan officer didn't do a thero job? I produced a clear title for the home, fell within the guidelines. The home is titled 1990 or 91. The loan officer said the Title Search Co stated the home is 30 years old. So I ended up here. I spoke with John, John was up front. I called the Mortgage Fit number on the home page. Well? That didn't seem to work either. I will give you a call Theo.Thanks everyone. Bob

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