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gmakerley1 · Posted: Fri Nov 09, 2007 7:25 am Post subject:

i have seen some discouraging comments posted here. i suggest you not be discouraged in seeking a mortgage.

indeed, an fha loan is something that can work for you. you need not concern yourselves with the lack of a credit score, as you can build your alternative tradelines. you indicated that you had moved and therefore some of the alternative sources had been changed. this ought not to cause you trouble, as utilities would still have records of your payment histories, as would previous landlords.

as a direct lender, i have to tell you that i am skeptical about the advice one gave to you, that you should see a mortgage broker who can find a bank for you. of course, not all brokers are alike, nor are all lenders. but you need to pick and choose carefully, to ensure that you get the best of treatment.

i could go on and on, but leave it at that.

candid_kris · Joined: 21 Dec 2007 Posts: 6 2.57 Dollars($)

It is better to ask a lot of lenders and do some comparison...but i agree with what Xeda just said...

lisascherzer · Joined: 04 Jan 2008 Posts: 755 1.12 Dollars($)

lisascherzer · Joined: 04 Jan 2008 Posts: 755 1.12 Dollars($)

If everyone followed the advice given above, there would be no predatory lending anymore.

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