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kim090807 · Joined: 20 Sep 2009 Posts: 55 -0.01 Dollars($)

i am in the process of buying a house. My husband owns a house and the loan is under him only, I am not on the loan but I am on the title. Will I still qualify for an FHA loan?

gunzijjistaff · Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)

Hi kim090807,

Welcome to our forum.

Yes, You can apply for FHA.You must have 620 credit score,Most recent bank statements, Good credit history, 3.5% of loan ammount for downpayment.You have to be qualify for minimum requirements of FHA.

Thanks & Regadrs.
gunz.ijjistaff

gmakerley · Posted: Sat Sep 26, 2009 10:05 am Post subject:

if you are purchasing a property for your primary residence, you may qualify for fha financing. however, if the mortgage on the other property is an fha loan, or if you are purchasing anything other than a primary residence, you'll not qualify for fha financing.

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