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stev998 · Joined: 27 Sep 2009 Posts: 19 -0.12 Dollars($)

hi,
i want to take home loan please guide me what can i do for home loan ,my credit sore is 730 can i take home loan ???

kas_mah80 · Joined: 06 Sep 2009 Posts: 31 -0.11 Dollars($)

hi stev,
yes u are able to get home loan ,Simply load your mortgage statements and let this software check your interest charges, calculate your refunds, audit your statement transactions and balances, and show you the daily interest charge on any loan.
in addition, the powerful reports will help you manage and track all aspects of your mortgage. Discover how to pay your mortgage off sooner, find out the impact of the next interest rate rise on your loan repayments, and breakdown the true cost of your mortgage, year-by-year and statement-by-statement.
Packed with time-saving features, this software is designed to get the job done quickly. The import wizard will load your statements in seconds, and the Auto-Matching tool will summarize your mortgage transactions .
thanks

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Steve

Caredit score is only one of the facotrs whihc is looked at when you go for home loan

You need to show enoguh incoem to support eh house you are pllaning to buy and also you need have a good Debt to incoem ratio to show that you are not over streachign your self

In addition to that. mot importnant thign si the down payment

You need to have atleast 3.5% down payment if you go with FHA loan and proably 20% if you go with conventioanl loan

Debt to incoem ratio is basically you total monthly incoem versus your total monthly commitment

Company	Loan Type	APR	Est. Pmt.
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