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My husband died and we are both listed as borrowers for our mortgage loan. Do I have to requalify/refinance the loan?

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tdw Joined: 14 Oct 2009 Posts: 1 1.30 Dollars($)	Posted: Wed Oct 14, 2009 10:27 am    Post subject: My husband died and we are both listed as borrowers for our Like 0 Dislike 0 With my husbands death will the mortgage company make me reapply for the loan? We are listed as co-borrowers
jveenstra Community Expert Joined: 10 Nov 2008 Posts: 1256 Location: River Edge, New Jersey 264.15 Dollars($)	Posted: Wed Oct 14, 2009 1:23 pm    Post subject: Mortgage Like 0 Dislike 0 No, not as long as the mortgage payments continue to be made on time. _________________ John Veenstra, Sr Mortgage Consultant Approved Funding Corp Licensed NJ NY CT PA 201-833-0123x278
gmakerley Community Mentor Joined: 09 Nov 2007 Posts: 12346 Location: bloomfield, ct 53.01 Dollars($)	Posted: Wed Oct 14, 2009 1:25 pm    Post subject: Like 0 Dislike 0 lenders don't monitor the obituaries, and they aren't concerned about who is paying the mortgage, as long as they're continuing to get paid. _________________ George M. Akerley Independent Contractor - Mortgage Consultant Word of Excellence Editing/Writing/Proofreading 860-221-5044
Tennille Guest	Posted: Wed Oct 14, 2009 2:00 pm    Post subject: My husband died and we are both listed as borrowers for our Like 0 Dislike 0 But do I have to remove his name from the loan?
gmakerley Community Mentor Joined: 09 Nov 2007 Posts: 12346 Location: bloomfield, ct 53.01 Dollars($)	Posted: Wed Oct 14, 2009 4:52 pm    Post subject: Like 0 Dislike 0 just keep making the payments, tennille. you could always refinance if that suits you, but you may find it easier just to continue paying until it's gone completely. _________________ George M. Akerley Independent Contractor - Mortgage Consultant Word of Excellence Editing/Writing/Proofreading 860-221-5044

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