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 07161958
Joined: 15 Oct 2009
Posts: 1
1.30 Dollars($)
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 Posted: Thu Oct 15, 2009 8:10 am Post subject: See details |
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| I have been trying to buy the house that I am living in now for over a year. My credit scores are low due to numerous inquiries about my credit. I am not behind on any of my accounts. What do you recommend I do? |
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manoj_gopale
Joined: 16 Feb 2009
Posts: 481
0.59 Dollars($)
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| Posted: Thu Oct 15, 2009 8:25 am Post subject: |
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07161958
first step in your quest for buying home is credit repair.
Either hire any credit repair company to do that or DIY by purchasing any good e-book on the subject matter.
after getting good credit you can think about going for loan processing for purchase of a home.
keep in touch......
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jveenstra
Community Experts
Joined: 10 Nov 2008
Posts: 536
Location: River Edge, New Jersey
126.46 Dollars($)
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| Posted: Thu Oct 15, 2009 10:36 am Post subject: Credit |
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Numerous inquiries on your credit report do lower your credit score, however, there has to be more than just inquiries that keep you score too low to do a mortgage.
Were there late payments in the past? Time will bring the credit scores up.
If you have credit cards with balances over 40% of the credit availble, try to pay them down under 40%
_________________
John Veenstra
Senior Mortgage Consultant
Approved Funding Corp
41 Grand Avenue
River Edge, NJ 07661
800-475-0123 Ext 278
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