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karenlarab · Joined: 17 Oct 2009 Posts: 1 1.30 Dollars($)

My husband and I own a home, the deed is in both our names however, the loan is only in my name with the mortgage company. If he were to attempt to purchas a home on his own, would the home we own now show up anywhere or because the loan is just in my name would he not be associated credit wise with our current home>

Posted: Sun Oct 18, 2009 1:41 am Post subject:

Hi,

If your husband is only on deed, that means he is not related with debts on house.but he can't get first time buyer tax credit benifits.

Thanks.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

If your husband gets a new home and applies for a loan, this loan will not show up on his credit history

He shoudl not have any issue in qulifying for a new loan, if he can show enough income and good credit

If he goes for a FHA loan, then it needs to be both of your name

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