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credit scores
wife 525 on job 4+ yr 65K a year
spouse 626 on job 2+ yr 50k a year

we had a foreclosure 2 yrs ago, have charge offs on credit report, have been renting for 2 year with no late payments, have never been late on 2 vehicle loans, what are our chances, what should be do first.

chrisburns · Posted: Wed Oct 21, 2009 2:14 pm Post subject:

Almost everyone requires three years after the foreclosure before you can get a new loan.

thewretched02 · Joined: 23 Jun 2009 Posts: 115 23.92 Dollars($)

as chris mentions, you'll probably have to wait a little longer.

in the mean time you might want to consider ways to try and up your credit scores so when you can apply for loans you have a better chance of getting them.

Do you have any other outstanding debts at present?

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looking to buy another home after foreclosure