 ppoohbear76
Joined: 30 Oct 2009
Posts: 1
1.43 Dollars($)
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 Posted: Fri Oct 30, 2009 5:37 pm Post subject: Do I have to ? |
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| My question is my ex husband & I divorced 7 yrs. ago,he signed over the house as deed of gift & also in the property settlement agreement.(Title is in my name) Both our names are still on the mortgage & my payments are all current,he keeps pressuring & threatning me to refinance (which my credit is not very good)... & do not want to sell,,,,,can he make me? The property settlement & divorce decree mentions nothing of me having to,just that he gave me all rights to the home.Also our daughter lives with me.I am talking to the lender & they are sending me release of liability papers,she said you don't have to have good credit..just be current on your payments for 6 months & debt to ratio that you can make the payments yourself,it's thru USDA I wonder how picky they are? His name used to be first on the house payment bill,but after making the payments for so long on time they put my name first & his second.But just in case I cannot right now due to my credit,can he force me to refinance or sell ? |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7447
Location: bloomfield, ct
70.06 Dollars($)
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| Posted: Fri Oct 30, 2009 7:36 pm Post subject: |
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one would think that the young lady you spoke with at the lender would have a clue about what she's talking about, saying "just be current..."
if she's right, then you ought to sail right through. as for names coming first or second, it makes no difference whatsoever.
i think he could attempt to force you to act through a court decree, but you're trying to do it now, so he can't say you haven't tried, right? if you cannot do it, i find it hard to believe a court would order it given that you've made the effort. keep on plugging with the lender and see how they look at it.
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George M. Akerley
Loan Consultant
860-221-5044 |
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