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I would like a lower intrest rate on my mortgage

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Guest	Posted: Sat Oct 31, 2009 7:50 pm    Post subject: I would like a lower intrest rate on my mortgage Like 0 Dislike 0 I purchased my home 4 years ago for $330,000, paid 20% down, put another $50,000 into fixing it up, and now I owe $260,000, and my house is worth $187,000. My pmt is 1/3 of my gross income. My interest rate is 5.75%. I have a equity loan of $22,000. I have a FannyMay loan. I have land I can't sell and a moter home I can't sell. We were planning to sell these and become debt free. I want to retire in 2 years and 2 months, but I can't with these pmts. I would like to just lower my interest rate. It might help. I don't want to walk away from my home. I did everything right and it seems like everyone else can get help.

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