how can i get mortgage in my name with bad credit

lanielane21 · Joined: 03 Nov 2009 Posts: 1 1.27 Dollars($)

I have a home that has been deeded over to me,through a divorce. the house is not in my name. My credit is not good, i am currantly going through a bankruptcy,because I almost lost the house. In order to keep it i went this route. how can i get the house in my name

sonjakracine · Posted: Tue Nov 03, 2009 8:30 am Post subject:

The short answer is you can't. You will need to be 2 years out of bankruptcy to qualify for a loan and even then you will have to maintain certain credit scores. You have ownership in the home but whoever's name is on the mortgage note will still be responsible for making sure the payments get made..

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