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sia101009 · Joined: 10 Oct 2009 Posts: 17 0.06 Dollars($)

which mortgage companies are best to work with for high debt to income ratio?

eric1 · Posted: Sun Nov 15, 2009 3:05 pm Post subject:

Your best bet is to contact a few qualified loan officers on this site for a rate quote.

gmakerley · Posted: Sun Nov 15, 2009 9:33 pm Post subject:

"high" is a relative term. everyone works with automated underwriting - if your "high" ratio will still be approved by automated underwriting, then the only worry is you'd want to be sure to eliminate the ones who ignore the aus findings. i don't believe there's a list of them anywhere.

marga1511 · Joined: 13 Nov 2009 Posts: 42 0.02 Dollars($)

There are many mortgage companies that specialize in financing for potential home buyers with high debt-to-income ratios and other credit problems. After all moratgage depends so much on your specific situation.

compare mortgage offers and different loan types and choose best offer rather than first offer.Shop around different lenders and brokers and then go for any decesion.

gmakerley · Posted: Sun Nov 29, 2009 9:20 pm Post subject:

"the best offer" is a fallacy as mentioned. lenders cannot truly give you an "offer" for your business without a credit check and evidence that you are able to repay what you claim to be able to borrow. this means a pre-approval, frankly. credit scores now always have an impact on the rate and fees you'll pay, and therefore i'd aver that any lender who tenders an "offer" to finance a loan is just out to get your business and what you'll be getting is as much good as knocking on wood for good luck is.

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