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gmakerley
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Joined: 09 Nov 2007

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Location: bloomfield, ct
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Post Posted: Sat Jun 18, 2011 8:18 pm    Post subject:
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The APR is less important, honestly, than your confidence in a lender and their willingness to treat you honestly and forthrightly. The "treasuring" isn't going to come from a corporate setting, but you'll find many loan officers in the world who do indeed treasure their customers. You can see this by how they treat people.

If you have a scintilla of trepidation about the rates and APRs, here's a wonderful method by which you can save substantial thousands of dollars.

First - naturally - make every payment when it is due. But in addition to that, be certain to prepay your principal balance. Even if you only add $100 per month to your payment, again specifying principal curtailment, you'll see immediate results in the reduction of interest costs. The end result will actually be that you'll cut years off your mortgage.

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George M. Akerley
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