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We ahve been contacted by a third party collection company called Nation Star. They Say they are colling on behalf of Fannie Mae

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Icon Mini Profile cthebaldone





Joined: 08 Jul 2011

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Post Posted: Fri Jul 08, 2011 8:46 am    Post subject: We ahve been contacted by a third party collection company c
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How Do I find out on my own if there was a Deficiency Judgment placed on us? Is there a web site or by calling fannie mae personally to find out this information? Nation Star have called me several times. I have asked for related information re: our case and all they have done is provide us with a public wesite that does not even come close to providing us with the information we need to go foward. I am more than willing to look up the info on the internet. Just guide me to how I go about it please.
Icon Mini Profile chrisgummerson

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Location: La Palma, CA
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Post Posted: Fri Jul 08, 2011 2:05 pm    Post subject:
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Contact your county public record dept, and see if the judgment has been filed.
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Chris Gummerson
Bay Valley Mortgage Group
bayvalleymortgage.com
714-367-5125
Cecil

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Post Posted: Fri Jul 08, 2011 2:51 pm    Post subject: Judgement
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ty Chris I did and there is nothing there
I only copied from 08/03-2010 is all that was needed to give u an idea if it had been posted
08/03/2010 Final Disposition Form
08/05/2010 Notice of Change of Address
Notice of Change of Address

08/23/2010 Proof of Publication - Notice of Sale
12/07/2010 Sale Date (11:00 AM) (Judicial Officer Foreclosure, Sales)
12/07/2010 Certificate of Sale
copy sent to all parties.
12/07/2010 Bid Amount
$100 to pltf
12/10/2010 Notice of Filing
Assignment of Bid
12/10/2010 Assignment of Bid
FNMA-Copy to Recording
12/20/2010 Certificate of Title
copy sent to recording/fed. nat'l mort. assoc.
12/20/2010 Certificate of No Disbursement
02/11/2011 Certificate
of no tenants
02/11/2011 Motion for Writ
of possession
02/11/2011 Order to Issue Writ of Possession
02/11/2011 Letter
02/14/2011 Writ of Possession Issued
original & copies to OCSO
02/25/2011 Writ of Possession Returned Posted
Financial Information

Plaintiff CITIMORTGAGE INC.
Total Financial Assessment 2,015.00
Total Payments and Credits 2,015.00
Balance Due as of 07/08/2011 0.00

04/01/2010 Transaction Assessment 1,945.00
04/01/2010 Electronic Case Filing Receipt # RM-2010-28781 SMITH, CRAIG T (1,945.00)
12/07/2010 Transaction Assessment 70.00
12/07/2010 Counter Payment Receipt # CV-2010-94786 GRIFFITH, SCOTT A, Esquire (70.00)
rldemand

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Post Posted: Tue Sep 20, 2011 2:52 pm    Post subject: same situation NATIONSTAR CALLS
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REP FROM NATIONSTAR CLAIMS TO WORK ON BEHALF OF FANNIE MAE ATTEMPT TO COLLECT DEFICIENCY BALANCE. SHOULD I CONSULT A LAWYER I CAN NOT AFFORD TO MAKE A DOWNPAYMENT OR MONTHLY PAYMENTS
Icon Mini Profile adonis
adonis




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Post Posted: Tue Sep 20, 2011 9:54 pm    Post subject:
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Welcome rldemand,

You can contact an attorney and check out if he/she can negotiate with your lender so that the deficient balance resulting from the foreclosure of the property is forgiven by the lender. It will be completely the lender's discretion whether or not he will consider your request.

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Procrastination is the enemy of your financial success
Worried

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Post Posted: Fri Sep 30, 2011 3:42 am    Post subject: Nationstar and Fannie Mae
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Nationstar has been calling trying to collect on behalf of Fannie Mae. I cannot find any information on how to deal with them. They are now forcefully requesting me to send my tax returns. This was a rental in Tennessee, a deficiency judgment state.
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10460
Location: Nevada
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Post Posted: Fri Sep 30, 2011 9:13 pm    Post subject:
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Hi Guest,

Nationstar is a collection agency. You should ask them to validate the debt before you pay them or send them anything. This will help you in knowing whether or not they own your debt account.

Thanks
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Post Posted: Fri Nov 18, 2011 1:57 pm    Post subject:
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Don't send them anything or agree to any payments until they validate the debt to you. They need to send you proof of deficiency judgement or accounting statement to validate the debt. Check with the county recorder where the property is located to see if a deficiency judgement has been filed against you. Depending on the state where the property is located, a lender only has a certain amount of time to obtain a deficiency judgement against you.
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