Home arrow Mortgage Forums arrow Loan Talk for First Time Home Buyers arrow

can we quailfy for a home loan if my husband works thru a temp agency?

Author Message
Icon Mini Profile rculbertson1





Joined: 27 Jul 2011

Posts: 1

1.28 Dollars($)
Post Posted: Wed Jul 27, 2011 2:57 pm    Post subject: can we quailfy for a home loan if my husband works thru a te
Like 0
Dislike 0

my husband has been working for a temp agency for 3 years, i am not working at the time. we both have good credit. could we quailfy for a loan with him working for a temp agency? what about with a cosigner?
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10477
Location: Nevada
990.06 Dollars($)
Post Posted: Wed Jul 27, 2011 9:03 pm    Post subject:
Like 0
Dislike 0

Hi rculbertson,

You and your husband will have to apply for a mortgage with the local lender. It will depend upon the lenders whether or not they will give you a loan. If you have a co-signer with good income and credit scores, then, I think, it will be easier for you to get a mortgage.

Thanks
Icon Mini Profile dmitriy





Joined: 29 Jul 2011

Posts: 27

6.27 Dollars($)
Post Posted: Fri Jul 29, 2011 12:55 pm    Post subject:
Like 0
Dislike 0

Rculbertson;

As long as your husband has a 3 year history of stable income from the temp agency it can be used to qualify. You are able to use a co signer as long as the cosigner has enough income to support their debt as well as yours.


Best Regards;

Dmitriy Bleynis
Regional Sales Manager
STERLING NATIONAL BANK
STERLING NATIONAL MORTGAGE

[Contact details deleted as per forum rules. Thanks.]
Quick Reply
Your Name
Subject
Image Verification


Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours
Page 1 of 1

 
Highlights

Bookmark this page

Helpful References

Mortgage Guide
Mortgage Terms
Mortgage News
Book Center
Shop and Compare lenders
30 Yr. Fixed Vs. 5/1 ARM


Calculators

     [View all]
Are you eligible for loan?
How much you can afford?
Calculate monthly payment
Calculate APR


Financial Tools

Credit Repair Tool New
Mortgage Planner
Simple Budgeting Tool


Our Community

MortgageFit Blog
Community Professionals
Community Rewards
Introduce yourself
Website tools


Community Rewards

Five simple ways to earn money with the Mortgage Community.

MortgageFit on Twitter

Followers (252)











We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0
Page loaded in 0.061 seconds.