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Refinance home due to separation

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Charlie Guest	Posted: Mon Aug 22, 2011 2:07 pm    Post subject: Refinance home due to separation Like 0 Dislike 0 My spouse and I have been separate for 5 years, He needs to buy a home as i stay in our home since he chosse to leave. The ded is on both our names and the note is in his name only. What is best way to have bank switch the note to my name? Do I need to refiance to my name only? Please advise
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Mon Aug 22, 2011 8:43 pm    Post subject: Like 0 Dislike 0 Hi Charlie! Welcome to forums! You will have to refinance the mortgage or assume the mortgage in your name in order to remove your ex-spouse from the documents. If you have the equity in your property, the required income and credit scores, then you will be able to get the refinance. Feel free to ask if you've further queries. Sussane

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