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mcoffiny · Joined: 15 Mar 2007 Posts: 1 1.30 Dollars($)

using an online service i was connected with both a national company and a local mortgage broker. their rates are bout the same. should i worry bout the local brokers ability to get it done

Guest

Are you interested to deal with the local broker?

adonis · Posted: Thu Mar 15, 2007 10:53 pm Post subject:

Welcome Mcoffiny,

It's perfectly fine if they are offering the same rates of interest. I personally feel a local broker is easy to deal with because you can contact the person in less time as he is locally available.

No doubt, a national company will have a variety of loan options to offer. First of all, calculate the monthly payments and check the company and the broker's service background. You need to be sure that their services are reliable.

Guest

If the local broker has valid license then you need not worry. As the rate offers are same, you can go with the local broker.

kenstampe · Posted: Thu Apr 26, 2007 12:24 pm Post subject:

All things being equal, why would you NOT want to go with a local company?

ckalvesmaki · Posted: Tue May 01, 2007 4:07 pm Post subject:

I personally work with clients all over the country......simple question....if your broker/lender is a half hour away and they need an additional paystub are you going to fax it to them or spend an hour in the car.......if you're going to spend an hour in the car then you are better off using someone local.....if on the other hand you are comfortable dealing with someone via e-mail and the phone then does it matter where they are located.......Generally speaking the response that I get is that because I don't spend hours every day with clients I am a lot easier to get a hold of.....especially via e-mail......

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local broker vs national