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jlosfo · Joined: 06 Apr 2010 Posts: 1 1.00 Dollars($)

Under foreclosure, bank now owes one of my unit. They are trying to sell the unit. Not sold yet. Does the bank owe all the appliances (fridge, range, dishwasher) with the unit? Anyone has suggestion/advise? Property is in San Francisco, CA

gmakerley · Posted: Tue Apr 06, 2010 9:44 am Post subject:

"unit" makes this sound like a condo; and, of course, condos are generally outfitted with these appliances to begin with. could you have removed them? probably so, yes. but it appears you didn't.

what the bank owns post-foreclosure is not individual items like appliances, but the entirety of the property. so, they won't be selling these items one by one, and they'll be able to include them in any sale that takes place because they are part of the property.

Guest

Thanks George Akerley for your respond. In fact, unit is coverted to condo. I am actually still tenant in one of this unit and my previous landlord before the bank took over (now bank owes) told me the bank does not owe all appliances. Since I am tenant in the unit can I re-sale all appliances before the unit is sold by the bank? My previous landlord could say he sold me all the appliances as I needed them to live in. Does it also apply to San Francisco, CA ordinance?

jameshogg · Posted: Tue Apr 06, 2010 10:33 pm Post subject:

Hi JL,

You will be able to sell off your personal property though you are a tenant on it. However, if the appliances are owned by someone else, then you won't be able to sell them off. You've mentioned that your previous landlord sold you the appliances. In that case, you are the owner of the appliances. Thus, in my opinion, you would be able to sell them off.

Thanks

gmakerley · Posted: Wed Apr 07, 2010 6:34 am Post subject:

au contraire, james. it is stated "my previous landlord could say he sold me all the appliances..."

that's not particularly kosher.

of course, anyone can do what they please. lenders are probably going to be upset when they discover an appliance-free property, but they're not very likely to do much about it. they'll simply sell the property sans appliances, and the new buyer(s) will have to pony up the money to do it for themselves.

it's a crummy time now, and folk are prone to doing whatever they can think of to try to survive it. hopefully, we're nearing the end.

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