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mtgfixit · Joined: 13 Apr 2009 Posts: 73 28.11 Dollars($)

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smckaybiz · Posted: Mon Apr 13, 2009 6:23 pm Post subject:

sorry mtgfixit but I think this post is really misleading!

Most of the people who have had to file for a bankruptcy due to the economy have had to do it within the last 1-2 years. In these cases you are certainly going to have an extremely difficult time being approved for a mortgage of any kind. The idea behind getting behind on your bills is to realize that people need to live within their means, not turn right around and try to buy a home that you don't think you will be able to qualify for.

And as far as credit goes I think almost any mortgage professional can tell you what you need to do to help you get your credit in a position to where you will be able to qualify for a loan. Why on earth would you pay someone to tell you how to repair or increase your credit when you can find all of that information right here, online, for free.

Sorry buddy, don't mean to tear your idea down here, but I don't agree with what you may be leading people to believe.

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