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civil default judgement

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Dwalker1957 Joined: 22 Sep 2010 Posts: 1 1.00 Dollars($)	Posted: Wed Sep 22, 2010 11:08 pm    Post subject: civil default judgement Like 0 Dislike 0 A default judgement was entered against me I loss. Because the judge denie my judgement to set aside. I was not able to present my evidence that I did not sign a contract with the planiff. Because I did not have a lawyer and did not file the papers correctly. I told her that I had a lawyer that would represent me and she said I was late in filling. I recieve SSDI. Am I judgement proof. The lawyer I spoke with said that the way his lawyer stated in his suit is that I commit fraud and that I can file BK.
sara Moderator Joined: 05 Jul 2006 Posts: 2699 Location: New Brunswick, New Jersey 497.27 Dollars($)	Posted: Thu Sep 23, 2010 3:09 am    Post subject: Like 0 Dislike 0 Hi Dwalker, The creditor will not be able to garnish your social security income check. However, if you deposit the money in your savings account or your checking account, then the creditor will be able to garnish that account. Take care. _________________ Find me at FB: http://www.facebook.com/people/Sara-Jones/100002976822020
Darlene Guest	Posted: Thu Sep 23, 2010 10:57 am    Post subject: garnish wages Like 0 Dislike 0 How is my wages judgement proof now that the mimum wages are $7.40hr? Plus Can this judgement be over turned if I was not allowed to provide my evidence? Can I still file Chapter 7?
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Thu Sep 23, 2010 9:48 pm    Post subject: Like 0 Dislike 0 Hi Darlene, You'll be able to file Chapter 7 if you qualify the Means Test. You should contact your lawyer and check out if he or she can help you in appealing against the judgment so that you get a fair chance to provide your evidence. Thanks
Darlene Guest	Posted: Fri Sep 24, 2010 11:27 am    Post subject: garnish bank account Like 0 Dislike 0 what step must be taken before they can go into an account. Do they have to notify me before doing so.
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Fri Sep 24, 2010 9:47 pm    Post subject: Like 0 Dislike 0 Hi Darlene! Welcome to forums! The creditor will have to file a lawsuit against you and get a judgment in order to garnish your wages. As far as I know, he will have to inform you about the same. Feel free to ask if you've further queries. Sussane
Darlene Guest	Posted: Wed Sep 29, 2010 3:45 pm    Post subject: wages Like 0 Dislike 0 I have read some old messages that if you work and make minimum wages that make you judgement proof, as long as it's $187.00 and least a week. is this true?
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Wed Sep 29, 2010 9:47 pm    Post subject: Like 0 Dislike 0 Welcome Darlene, It is true that if your income is less than a stipulated sum of money, the lender will not be able to garnish it. This stipulated amount may vary from one state to another. _________________ Procrastination is the enemy of your financial success

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