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Bank of America declined my preapproved loan modification after Countrywide accepted our agreement.

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Bclearshawn Joined: 19 May 2009 Posts: 1 1.28 Dollars($)	Posted: Tue May 19, 2009 7:47 am    Post subject: Bank of America declined my preapproved loan modification af Like 0 Dislike 0 What do I do now?
jenkin7 Joined: 04 Jun 2007 Posts: 4537 Location: Hawaii 728.43 Dollars($)	Posted: Wed May 20, 2009 2:59 am    Post subject: Like 0 Dislike 0 Hi Bclearshawn, Did you ask for an explanation as to why they have declined to modify your loan? Is your income too much for you to qualify for a modification plan? Did you provide them with a hardship letter and a copy of your financial statement?
Maria Guest	Posted: Mon Aug 24, 2009 11:03 pm    Post subject: Bank of America Declined to doa loan mod Like 0 Dislike 0 Our loan is with countrywide whi is now BofA, we approached Bofa and they said we did not qualify. We are currently 2 months behind. The last talk with BofA was that they are willing to refinance our house however we need to come up with the difference dollar amount of what our loan is and the current valueof our home, which is upside down. who can we talked to about a loan mod?
bill wooley Guest	Posted: Sun Aug 28, 2011 11:00 am    Post subject: va loan Like 0 Dislike 0 if I default with Bank of America on a Va loan, what can happen to me besides hurting my credit
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Sun Aug 28, 2011 10:41 pm    Post subject: Like 0 Dislike 0 Hi Maria, You will have to contact the customer care department of BofA about getting a loan modification. Welcome bill, Your property will be foreclosed by the lender if you are unable to pay off the loan. Apart from that, you will be liable for paying off the deficient balance resulting from the property sale. _________________ Procrastination is the enemy of your financial success

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