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mkelso · Joined: 07 Feb 2009 Posts: 1 1.31 Dollars($)

I have 2 loans and can't continue to pay the mortgage with the slowing economy. I have a arm that has adjusted and have been requesting a modification for over a year with not luck due to the fact that I am current on the loan. Is a deed in leiw of Forcloseure the bes way to save my credit do to the fact the I cant keep paying for the home past next month?

kingno1 · Joined: 25 Apr 2008 Posts: 61 21.19 Dollars($)

Hello, I guess banks would not look at you unless you are behind by 1 or 2 months. Happened in my case. As for loan modification, if you qualify for it, then they will certainly come in terms if you are behind.

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would a deed in liew on a second home affect my primary residence?

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