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after a deed in lou can we go and buy a house
and how dose it hert my credet

jenkin7 · Posted: Sun Nov 29, 2009 11:52 pm Post subject:

Hi chefjoey,

A deed in lieu (DIL) affects your credit score by almost 200-250 points. You need to wait for at least 2 years, besides improving your credit scores, after a DIL to qualify for an FHA loan. For conventional loans, the waiting period can be anything between 3-4 years. Thus, you have no chance of qualifying for a loan to buy house immediately after a DIL.

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