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how many time a day , week, month can a mortgage company call and ask for payments.

Posted on: 03rd Aug, 2010 05:11 pm
how many time a day , week, month can a mortgage company call and ask for payments. when harassment charge against the mortgage company be brought?
Welcome babyatlas,

If you're are not paying the mortgage dues, then the lender can call you for the payments. But they cannot call you at odd hours or disturb you when you are at work. You can ask the mortgage company to stop calling you at odd hours. In case, the lender does not pay heed, you can take the help of an attorney and check if you can take any legal steps against him.
Posted on: 03rd Aug, 2010 09:27 pm
can they call everyday? 7 days a week.. wellsfargo rep. says that they can call everyday. does that not counts as harassment or something like it .. i mean i get some money once a month. and i pay my bill with what i get ... i do not get money every day..... the "were calling to ask if you have paid up" shit is going to get old real quick...
Posted on: 05th Aug, 2010 12:40 pm
Hi Guest,

The mortgage company can call everyday in order to recover their dues. You should negotiate with the mortgage company so that your lender knows your financial hardship. He may help you with a repayment plan which can make it affordable for you to pay off the dues.

Thanks
Posted on: 06th Aug, 2010 01:50 am
Here's s a list of what debt collectors can and can't do, under U.S. Federal Law-
http://www.consumerfraudreporting.org/debtcollectorsmaynot.php
Posted on: 09th Aug, 2010 01:54 pm
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