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Iramos20 · Joined: 28 May 2009 Posts: 1 1.00 Dollars($)

A collection agency put a lien on my home because of a judgement. I missed one pymt. I own the house with my boyfriend is this legal.

smithsussane · Posted: Thu May 28, 2009 8:48 pm Post subject:

Hi Iramos!

Welcome to forums!

A collection agency can definitely place lien on your property to recover the dues. They will have to file a lawsuit in the court and pass a judgment in order to place a lien on the property. You can ask the collection agency to show you the required documents.

Feel free to ask if you have further queries.

Sussane

Guest

Can I apply for Chapter 7 and have these collection accts taken care of
and will the lien be released then.

jameshogg · Posted: Sun May 31, 2009 8:18 pm Post subject:

Hi iramos,

You can definitely file Chapter 7 to get discharged of the collections but not all liens are discharged in bankruptcy. You need to contact your bankruptcy attorney and take his opinion in this regard.

Thanks

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