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 Iramos20
Joined: 28 May 2009
Posts: 1
1.00 Dollars($)
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 Posted: Thu May 28, 2009 7:33 am Post subject: lien |
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| A collection agency put a lien on my home because of a judgement. I missed one pymt. I own the house with my boyfriend is this legal. |
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smithsussane
Joined: 18 Sep 2008
Posts: 4546
Location: Alaska
445.32 Dollars($)
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| Posted: Thu May 28, 2009 8:48 pm Post subject: |
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Hi Iramos!
Welcome to forums!
A collection agency can definitely place lien on your property to recover the dues. They will have to file a lawsuit in the court and pass a judgment in order to place a lien on the property. You can ask the collection agency to show you the required documents.
Feel free to ask if you have further queries.
Sussane |
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iramos
Guest
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| Posted: Fri May 29, 2009 10:29 am Post subject: |
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Can I apply for Chapter 7 and have these collection accts taken care of
and will the lien be released then. |
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jameshogg
Joined: 20 Dec 2005
Posts: 5203
Location: nevada
651.69 Dollars($)
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| Posted: Sun May 31, 2009 8:18 pm Post subject: |
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Hi iramos,
You can definitely file Chapter 7 to get discharged of the collections but not all liens are discharged in bankruptcy. You need to contact your bankruptcy attorney and take his opinion in this regard.
Thanks |
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