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Can I remove a lien on a house that has been written off?

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kevin1965 Joined: 10 Mar 2010 Posts: 4 1.00 Dollars($)	Posted: Wed Mar 10, 2010 9:56 pm    Post subject: Can I remove a lien on a house that has been written off? Like 0 Dislike 0 I have a 2nd mortgage. Approx. $40,000 - Today's date is 3-10-10. Called the 2nd mortgage co. Citi and asked them about the loan. They told me it was written off mid 2008. I had filed a Ch. 7 on this morgage years before and never did reaffirm the debt. Also this loan does NOT show up on my credit report. However I am sure it is stillshowing as a lien on my home title... I would guess. Any way to remove it?
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Thu Mar 11, 2010 11:51 pm    Post subject: Like 0 Dislike 0 Hi kevin, If the loan has been written off by the lender, then there should not be any lien on the property. You should speak to your lender and ask him to give you a lien release certificate so that you hold the home title free and clear. Thanks
kevin1965 Joined: 10 Mar 2010 Posts: 4 1.00 Dollars($)	Posted: Fri Mar 12, 2010 6:54 am    Post subject: Loan Like 0 Dislike 0 That does sound to good to be true. Worth while checking. Thanks, Kevin

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