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I have been requesting from mortgage a workout so i can keep my property,but constantly am falling b

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elaqp Joined: 28 Jun 2009 Posts: 1 1.00 Dollars($)	Posted: Sun Jun 28, 2009 5:03 am    Post subject: I have been requesting from mortgage a workout so i can keep Like 0 Dislike 0 benind. I am one to two months behind every month. My husband died and I have exhaused all the savings I had to keep the home. I told the mortgage company this. But recently they sent me a Notice of Intent to Foreclose. And I paid my May 2009 Mortgage. Now I am one month behind. However, since I will continue to run one to two months behind, and the Workout dept, I was told could take 30 to 120 days, should I just go for the DLF option, because all the other overhead of maintaining this house is leaving me high and dry. I just don't know what to do. Oh, and the mortgage company told me I did not qualify for loan mod because I have been late with my payments. Please help! Thanks.
robertsmith2005 Joined: 22 May 2009 Posts: 338 -0.48 Dollars($)	Posted: Sun Jun 28, 2009 7:53 am    Post subject: Like 0 Dislike 0 can you ask your family friend to assume the loan. I think that is the best option as it will not affect your credit score immediately.

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