---

Can a medical collection agency put a lien on my home for old debt if I own my home free and clear?

Author	Message
	Add to del.icio.us Add to YahooMyWeb Add to Simpy Add to BlinkList
beaveranger Joined: 16 Nov 2010 Posts: 2 1.00 Dollars($)	Posted: Tue Nov 16, 2010 11:29 am    Post subject: Can a medical collection agency put a lien on my home for ol Like 0 Dislike 0 I own my home free and clear, and was contacted recently by a hospital's collection agency about some really old debt. They threatened to put a lien on my home in order to collect. Is this possible? Or is it simply an idle threat? Should I put my house in my son's name to prevent this from happening? I am in MS by the way.
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Tue Nov 16, 2010 9:23 pm    Post subject: Like 0 Dislike 0 Welcome beaveranger, If you owe the debt to the collection agency, then they can sue you for it and can get a judgment to place a lien on your property. If they had already filed a lawsuit against you, then you shouldn't transfer the property to your son as it will be considered fraudulent. _________________ Procrastination is the enemy of your financial success
Guest	Posted: Wed Nov 17, 2010 2:22 pm    Post subject: Like 0 Dislike 0 No lawsuit filed as of yet. Just a typical scare call so far.
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Wed Nov 17, 2010 9:16 pm    Post subject: Like 0 Dislike 0 Hi Guest! Welcome to forums! As the lender has just given you a scare call, you may try to transfer the property to your son. You should contact a real estate attorney and take his opinion in this matter. Feel free to ask if you've further queries. Sussane
gloriabruce2 Joined: 18 Nov 2010 Posts: 7 1.00 Dollars($)	Posted: Thu Nov 18, 2010 11:19 am    Post subject: Like 0 Dislike 0 How old is the debt? Cause after so many years they can't collect. Sounds like you need to contact a attorney for this.
beaveranger Joined: 16 Nov 2010 Posts: 2 1.00 Dollars($)	Posted: Fri Nov 19, 2010 12:33 pm    Post subject: Like 0 Dislike 0 The debt is from 1997 - 2000 I was informed that these companies can only go back for 4 years. The hospitals usually sell off the debt to these collection agencies for pennies on the dollar and they try scare tactics to get you to pay it off so that they profit. Is there any merit to this information?
jameshogg Joined: 20 Dec 2005 Posts: 10460 Location: Nevada 987.57 Dollars($)	Posted: Fri Nov 19, 2010 9:34 pm    Post subject: Like 0 Dislike 0 Hi beaveranger, It is true that if the creditor does not receive his dues from your end, then he will sell off the dues to the collection agency who will in turn harass you for the payments. Thanks

Quick Reply
Your Name
Subject
Image Verification	Enter the code above here : Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours

Page 1 of 1

---

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0