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jameshogg · Posted: Sun Mar 20, 2011 11:14 pm Post subject:

Hi tandy,

If you have filed bankruptcy, then the lender cannot come after you for payments now or call you for the payments. You can surrender your property to the lender as you're in bankruptcy filing. You won't remain personally liable for any payments after your bankruptcy filing is discharged.

Thanks

dealsbells · Joined: 09 May 2011 Posts: 5 1.83 Dollars($)

Lenders such as Chase, Citimortgage & agreements are signed by their stimulus plan to provide loan modification services to each homeowner who is under the guidance of relaxed eligibility. Therefore, in case you have & mortgage refinancing or modification is rejected, you can try again in the new federal subsidy program. Mortgage refinancing or modification is rejected, you can try again in the new federal subsidy program.

Guest

need hardshipe application

smithsussane · Posted: Sun Jun 12, 2011 10:43 pm Post subject:

Hi ronald!

Welcome to forums!

You can check out the given page in order to get a link for a sample hardship letter: http://www.mortgagefit.com/problems/hardship-letter.html .

Feel free to ask if you've further queries.

Sussane

Guest

Why refinance and pay fees which will add to your loan balance, when you can get a loan modification for free? With a loan modification there are no closing costs, you can lower your rate to 2%, you don't need any equity in your home, you could get a principal reduction, your credit score has nothing to do with qualifying for a loan modification, bankruptcy does not matter, foreclosure does not matter, and you can apply yourself and structure the loan modification to give you the lowest possible payment.

Learn how to apply for a loan modification and structure it to give you the best deal: There is a book called "Loan Modification Secrets" that you can get if you go to Google eBooks or it is also at Amazon which will show you how you can apply and structure your loan modification. good luck!

Posted: Wed May 23, 2012 7:50 am Post subject:

Everybody can go to makinghomeaffordable.gov and download the packet to fill out and send to the lender or contact a HUD Certified counseling agency that can help you with the process and it's FREE.

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