Can I get a Loan Modification without the borrowers signature?

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Icon Mini Profile rfecker21

Joined: 18 Aug 2010

Posts: 1

1.50 Dollars($)
Post Posted: Wed Aug 18, 2010 7:33 am    Post subject: Can I get a Loan Modification without the borrowers signatur

I am the co-borrower on the home loan. I was awarded the home in a divorce, but need to do a modification. Can I modify the loan without the signature of my Ex (the borrower)?
Icon Mini Profile smithsussane

Joined: 18 Sep 2008

Posts: 12591
Location: Alaska
1308.69 Dollars($)
Post Posted: Thu Aug 19, 2010 3:28 am    Post subject:

Hi rfecker!

Welcome to forums!

If your ex-spouse's name is not on the mortgage, then you would be able to qualify for a modification on your own. If your spouse is on the loan, then you would require his signatures in order to get a loan modification.

Feel free to ask if you've further queries.

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