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adonis · Posted: Wed Dec 08, 2010 11:50 pm Post subject:

Welcome Doan,

You can contact the lender and ask for a lower rate instead of longer term. However, if your rates are reduced, then naturally the term period to pay off the mortgage will get increased.

Posted: Wed Jan 05, 2011 12:11 am Post subject: Wells Fargo Mod

With all your horror mtge. stories, who is out there to help fix the problem. Any rescue from the Prog. to look into the ;enders' process of HAMP.
H E L P U S PLEASE, I am one of you. Thank you.

smithsussane · Posted: Wed Jan 05, 2011 9:21 pm Post subject:

Hi Guest!

Welcome to forums!

You should contact your lender in order to get HAMP. It is your present lender who will help you in getting it if you meet the required criteria.

Sussane

ki2 · Posted: Tue Jan 11, 2011 2:17 pm Post subject: loan modifications

I'm not so sure all foreclosure attorneys actually know anything... in fact to many of them do not. Hence why FTC rules have changed no more up front fees to borrowers who seek assistance.

People make things to hard: a loan modification is really no different then refinancing your home. You provide the most two important things to the lender: income and assets.

Perhaps it is the American way not to think and take the time to educate our selves and that is why we want everyone else to fix our problems or blame everyone else for them. I certainly do not get it. If I cannot figure something out I look for the answer. After all who best to help me than me! Understanding most people do not have the time, but in reality you do. YOU HAVE TO MAKE THE TIME .

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