I have tried all possible to get my lender to modify my loan? 6months have passed

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Icon Mini Profile Ahkel




Joined: 13 Apr 2009

Posts: 1

1.26 Dollars($)
PostPosted: Mon Apr 13, 2009 9:51 am    Post subject: I have tried all possible to get my lender to modify my loan

I refuse to move out ;but I wonder how long can I stay in the house? do they come and lock the house?
Icon Mini Profile mtgfixit




Joined: 13 Apr 2009

Posts: 73

28.05 Dollars($)
PostPosted: Mon Apr 13, 2009 2:32 pm    Post subject: Post subject: I have tried all possible to get my lender to

Do you have a Freddie Mac or Fannie Mae Loan? If you have a Freddie Mac Loan, there are more options available to you, but you have to contact your mortgage company directly - communication is key. Have you been served with Foreclosure papers from and Attorney? The foreclosure process would include a court date for you. The Sale date would not come as a surprise, all parties are notified.
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Icon Mini Profile Realgeni




Joined: 13 Apr 2009

Posts: 1434

99.76 Dollars($)
PostPosted: Mon Apr 13, 2009 8:42 pm    Post subject:

By now they woudl ahve for sure modifiled your Credit Scor not the loan.

In this current market it is taking more than 9 - 12 months for most lenders to complete the foreclosure process. I would be surprised if they are nto calling you every two weeks.

You will get a notice of foreclosure soon and then evacuation notice.
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