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jljackson60 · Joined: 09 May 2010 Posts: 3 1.55 Dollars($)

I have six or 7 payday loans and I would like to bundle together and pay them off. I have 15,000 with HFC personal loan and 2500 with Discover card. WOuld like a loan to make one payment and pay then offl

smithsussane · Posted: Wed Jul 14, 2010 9:40 pm Post subject:

Hi jljackson!

Welcome to forums!

You can go for debt consolidation programs in order to bundle your payday loans into one. You can contact any debt consolidation company and get enrolled to their program. The consultant of that company will negotiate with your creditors/payday loan companies and help you in getting a reduced interest rate and monthly payments. You'll have to make the payments to the debt consolidation company who'll in turn make the payments to your creditors.

If you wish you can also go for a debt consolidation loan. You'll have to shop around in order to chose the financial institution which will offer the best debt consolidation loan. For further advice in this regard, you may check out the given website: "http://www.debtconsolidationcare.com/".

Feel free to ask if you've further queries.

Sussane

Guest

Why is it so hard to get an unsecured loan to pay off your debts in one payment and try to start over clean slate?

adonis · Posted: Thu Jul 15, 2010 10:55 pm Post subject:

Hi jljackson,

The lender who will offer you an unsecured loan will also want you to show some amount of creditworthiness. Unless you show the required creditworthiness, you may not get an unsecured loan. However, you can take the help of the financial institutions who offer debt consolidation loans and try to pay off all your debts in one payment.

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WHo can I bundle 6 payday loans with and pay them off?