---

lien still on property after 5+ years

Author	Message
	Add to del.icio.us Add to YahooMyWeb Add to Simpy Add to BlinkList
drj012004 Joined: 01 Oct 2009 Posts: 1 1.61 Dollars($)	Posted: Thu Oct 01, 2009 12:44 pm    Post subject: lien still on property after 5+ years Like 0 Dislike 0 I had mortgage with ABN AMRO and refinanced with ABN AMRO two years later. I paid off about 5 1/2 years ago. However, when I asked for lien release back then, I got a letter to show the 1ST loan been released, NOT BOTH, but I did not notice that. Now my new bank noticed that and asked for lease of the 2nd loan with ABN AMRO. The problem is that ABN AMRO was bought by CitiMortgage and my account was closed (04/2004) before Citi took over. none of my information is in Citi computer systems so that custom services can not even direct me to right department. I spent two full days on the phone, calling CitiMortgage, and got nowhere. Anyone knows which department in CitiMortgage handles historical account from ABN AMRO, so that I could request a release of mortgage? at this time, I can not close my home equity loan, neither sale my house. I need that piece of paper! By the way, CitiMortgage custom services is helpless. Thanks for your help
smithsussane Joined: 18 Sep 2008 Posts: 10020 Location: Alaska 917.78 Dollars($)	Posted: Thu Oct 01, 2009 7:52 pm    Post subject: Like 0 Dislike 0 Hi drj! Welcome to forums! Did you take two mortgages from ABN AMRO and then refinanced it into one? If you've done so, then you would receive only one lien release certificate as you merged both the loans into one while refinancing it. Feel free to ask if you've further queries. Sussane
sunnyca2009 Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)	Posted: Thu Oct 01, 2009 8:40 pm    Post subject: Like 0 Dislike 0 Looks like it was two loans and combined in to one when it was refinance In that case you will have only one lein
Guest	Posted: Fri Oct 02, 2009 8:09 am    Post subject: Like 0 Dislike 0 the lien release letter had LIBER and PAGE referenced the 1st mortgage, not the 2nd. my new bank insisted the 2nd one was needed. my title insurance company thinks the lien release letter I had should have referenced the 2nd one, not the 1st. and that is a mistake. nevertheless, the 2nd mortgage with ABN AMRO still need to be released (referenced by recorded date, amount, LIBER number and page number on the records)
jheard Moderator Joined: 12 Dec 2007 Posts: 734 Location: Houston, TX 116.72 Dollars($)	Posted: Fri Oct 02, 2009 11:09 am    Post subject: Like 0 Dislike 0 You need to start dealing with Citibank in writing from now on. Find out the address of their legal dept. Send them a letter explaining the circumstances, and enclose copies of all documents, ie mortgages, etc. Request that they prepare and record a release of the lien in question within 30 days. Tell them if they do not, you will bring a lawsuit against them to "quiet title" and ask for your attorneys' fees. In fact, you should probably consult an attorney right now and let him write the letter. _________________ Disclaimer: This is not legal advice and I am not your lawyer. The information provided in this forum is for discussion purposes only, and is no substitute for an in-person consultation with an attorney who can analyze all of the facts and determine how your state and local laws may apply to your specific situation.
Kevin Meara Guest	Posted: Fri Aug 13, 2010 12:23 pm    Post subject: CitiMortgage Like 0 Dislike 0 If you have not resolved this problem yet, fax a request with all your documentation to Citi's Satisfaction Research Department at 866-989-2091.
Jose Arredondo Guest	Posted: Wed Dec 01, 2010 12:29 pm    Post subject: Release of lien Like 0 Dislike 0 I am requesting release of lien for my client to help him with his Home Equity loan. I have been given three different fax numbers but none of them seen to work since nothing has been done yet. Can someone help me expedite this before we have to start again from the beggining.
smithsussane Joined: 18 Sep 2008 Posts: 10020 Location: Alaska 917.78 Dollars($)	Posted: Wed Dec 01, 2010 10:28 pm    Post subject: Like 0 Dislike 0 Hi Jose! Welcome to forums! It is the lender who will help you with the release of lien. You will have to contact the lender and get the lien release certificate from the lender for your clients. Feel free to ask if you've further queries. Sussane
jan Guest	Posted: Tue Jan 04, 2011 12:19 pm    Post subject: auto lein release Like 0 Dislike 0 I have tried to get a lein release on my Ford Windstar that was financed through Arcadia Financial. This was paid off in January, 2003 and the lein still shows up on my title. HELP!
jameshogg Joined: 20 Dec 2005 Posts: 10148 Location: Nevada 941.94 Dollars($)	Posted: Tue Jan 04, 2011 8:55 pm    Post subject: Like 0 Dislike 0 Hi jan, Have you received the lien release certificate? If yes, then you should record it at the county recorder's office and remove the lien from your vehicle. Thanks
wmchandler Guest	Posted: Sat Mar 05, 2011 4:11 pm    Post subject: lein release from arcadia financial Like 0 Dislike 0 I too have a car that has been paid off for five years and Arcadia Financial is still showing as lein holder. How do I get them to release the lein? Does anyone know their address or phone number? I need help. Thanks.
adonis Joined: 22 Oct 2005 Posts: 10242 Location: ALASKA 1042.50 Dollars($)	Posted: Sun Mar 06, 2011 10:15 pm    Post subject: Like 0 Dislike 0 Welcome wmchandler, As far as I know, this is the contact details of Arcadia Financial: 7825 WASHINGTON AVENUE SOUTH MINNEAPOLIS, MINNESOTA 55439-2435 _________________ Procrastination is the enemy of your financial success

Quick Reply
Your Name
Subject
Image Verification	Enter the code above here : Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours

Page 1 of 1

---

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0