How To Remove A Name From A Mortgage

Guest

I bought rdp house from t kabini and what is left to transfer my name to the deed.the house ispaid up.what must i do to change names.

jameshogg · Posted: Sun Aug 23, 2009 10:55 pm Post subject:

Hi bafana,

You will have to ask the present owner of the property to transfer the property to you with the help of a warranty deed. Once the owner does so, notarize and record the deed at the county recorder's office.

Thanks

tall28qt · Joined: 29 Aug 2009 Posts: 3 2.23 Dollars($)

My mother and father had their name on the mortgage to my home that I was paying on. My dad died, I inherited half of the house along with half of the mortgage. They did NOT do a credit check on me. I was simply added and he was simply deleted with proof of a death certificate. The loan did not change at all. (same percentage, same loan amount, etc)

Niicss · Posted: Mon Aug 31, 2009 1:46 am Post subject:

If you want to remove your deceased father's name from the mortgage, you will have to refinance the mortgage in your name. Once you refinance the mortgage, you would be responsible for paying off the mortgage dues in full.

Posted: Mon Aug 31, 2009 4:35 am Post subject:

My dad passed away and his name was taken off his house mortgage without any refinancing and he left it to me and my name went on with my mom's name. All we did was show a death certificate.

gmakerley · Posted: Mon Aug 31, 2009 10:02 am Post subject:

ok...that's a strange situation, guest. what kind of lender was this?

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