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teamsprtcncpts · Joined: 03 Jun 2009 Posts: 1 1.29 Dollars($)

at one time our house was worth $175,000 and we have balance of around $90,000. We also have a second mortgage that has balance of $44,000 and our payment is $503.00 per month. We can't sell our house and we can no longer afford these payments.Our house pay-ment is $1100 per month plus the second.We are spinning our wheels.Any advice?

jnoa · Posted: Wed Jun 03, 2009 1:23 pm Post subject: Hello

Your best option would be to consolidate the two mortgages into a low fixed rate if at all possible. Make sure you do not go late on either of the mortgages otherwise you will probably not be able to qualify. Also if you are upside down on your mortgage currently and owe more than it is worth, it is still possible to consolidate the two through a streamline if you meet the criteria.
Good luck.

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