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charismastar1 · Joined: 27 Sep 2008 Posts: 4 3.46 Dollars($)

Hi I purchased my house in ny in 93 ..at that time I thought both me and hub were on deed..I recently went to look because mtg almost paid and on the front cover Iam typed in but on the actual written recorded part Iam not..I called the county and Iam not on their copy..I paid all the payments with my checking, and down payment..I need to be joint owner as the title will be reestablished soon and changed..How can I do this..the bank sent me some forms to change it..but I dont know what type of deed or title..the name to check off..I want it jointly..my hub is not too happy about this..but I own half of this house..and dont want it to be sold if things ever changed without my say so..I want to keep the house..Iam disabled and cant afford an attny..I paid all the expenses over the years..The bank sent me several tax forms and I dont know what to fill out..Do you know what type of deed Iam applying to add my name as joint with my spouse..I need to act asap..loan almost done..please help..I aslo have a young child in the house and would want him to get my half if anything ever happened..I need to get these forms done ..I dont know if I need a notary..help please..financially being abused by spouse after became disabled..Iam on ssd and live in ny

thanks
please emai me directly if possible..

smithsussane · Posted: Sun Sep 28, 2008 10:44 pm Post subject:

Hi charismastar!

Welcome to Forums!

I understand your situation and will try to help you. A quitclaim deed can help you adding your name to the property. Along with it, you may also mention the clause of life estate in the deed so that you will be able to live in the house till death. Do you have a joint tenancy? If yes, then you will have your share of property anyway. In my opinion, you fill in the form sent by the bank and I think they will include your name in the deed. Yes, you definitely need to notarize any deed that you sign. May God Bless You.

Feel free to ask if you have further queries.

Sussane

Guest

what does it mean tohave the clause of life estate..Iam not sure..I have a small child too..does that mean I dont have to sell if I dont want too..I faxed over a note to the bank asking to make the deed joint..a few month the house will be paid..I DID not notarize but sent copies of signed checks for the mtg, the part of the deed that has my name..one part does not, mail from the attorney when she sent us the deed in both our names..there was an error there..what is the best way to protect my 8 year old and to make sure he is on the will or would get the house or share if something ever happened to us..Do you think that sending the bank the form filled was a good idea..I wrote a letter asking to add both of us on..I should of been on there to begin with..thanks for the help..

tz

smithsussane · Posted: Mon Sep 29, 2008 11:16 pm Post subject:

Hi terri!

Welcome back to the forums!

If the quitclaim deed has a clause of life estate that means, the grantor or the person quitclaiming the property will have the right to stay in that house all his/her life.

As you have mentioned that you have sent the details to your attorney but there was some error, you can ask your attorney to rectify the error and issue a fresh copy with correct information.

Yes, you can definitely make a will and state that if anything happens to you, your son will inherit the property.

Feel free to ask if you have further queries.

Sussane

Guest

My mother and I own the house in Joint Tenancy with Survivorship, I want to add my son's name on the the deed in case anything happens to me first he will be able to inherit my portion of the house

Niicss · Posted: Mon Dec 15, 2008 1:40 am Post subject:

Hi Sallie McIntyre

You can add your son to the deed with the help of a quitclaim deed. But in that case, I think, your son will only be a tenant in common and not a joint tenant to the property.

Thanks.

Guest

my husband and i bought a house 1 month back, the mortgage is in my husbands name and so is the deed i was not presnt on that day. my husband and me share the mortgage. my question is how do i get my name on the deed , do i have to pay anything extra since it has just been 1 month.

Guest

Hi god sent,

To put your name on the title of the house, your husband needs to sign a quitclaim deed where he will transfer the title as grantor to you and himself as grantees. But as there is a mortgage on it, doing this might notbe possible without the lender's approval. Thus, I think you should talk with the lender regarding this.

Guest

My father has his name only on the deed for the house and property he has a house and and also property given to by his mother next door in her will. He and my mother have been married 57 years this year, but her name is not on the deed. My father has dementia and my mother is ill and they are currently staying with me. They currently have a loan against the property and I would like to know how I can get my name on the deed or should I have my mothers name placed on the deed. I currently have durable power of attorney for the both of them but I don't know what to do. Please help.

smithsussane · Posted: Wed Oct 14, 2009 11:03 pm Post subject:

Hi Guest!

Welcome to forums!

You can get both your mother's name as well as your name on the property deed as you've a durable power of attorney. A quitclaim deed will help you in adding the names to the property deed. If you add your mother's name to the property deed, then she would also be considered as one of the owners of the property.

Feel free to ask if you've further queries.

Sussane

Posted: Mon Nov 02, 2009 2:57 pm Post subject:

if I add my 70 yr old father to my deed, would i then be entitled to the 65 and over exemption since he would be an owner?

adonis · Posted: Mon Nov 02, 2009 10:07 pm Post subject:

Hi Guest,

Your query has been answered in the given page:
http://www.mortgagefit.com/texas/taxexemption-deed.html

Please take a look at it. I hope it will help you.

Guest

I have lived in a home my mother purchased for 15 yrs - I have paid for everything to date and mother had no interest. In 2006 mother made a notarized contract stating she has no interst and the home is mine, next, in 2008 she added my name to the title as co-owner. now, I have a brothr who is trying to take the house away from me. my mother has dementia and she is sick. My brother wants to put my mother in a home just so I can lose my home. Can they take my house from me> I have invested over 130,000.00 and that does not include the mortgage I have paid out. What to do?

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How can I get my name added to my deed..ASAP