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What proof is need for a "substantial long-term relationship". For instance, what proof for half-brother?

chrisgummerson · Posted: Thu Jan 19, 2012 5:40 pm Post subject:

Start with an LOE, letter of explanation, provide to UW and see what they ask for. Birth certificates showing same parent?

smithsussane · Posted: Thu Jan 19, 2012 9:47 pm Post subject:

Hi gspears!

Welcome to forums!

I agree with Chris. Birth certificates mentioning the same parent can be a good proof of substantial long-term relationship with that person.

Feel free to ask if you've further queries.

Sussane

sabrinatoss · Posted: Fri Jan 20, 2012 2:28 am Post subject: Hello gspears

Usually, the only way this can be accomplished would be for the primary borrower party to refinance the loan in their name only.

Idea

tomburris · Posted: Tue Jan 24, 2012 8:16 pm Post subject:

i agree with Chris

half brother is significant. and provable. just ask what the underwriter wants

gmakerley · Posted: Thu Feb 02, 2012 1:35 pm Post subject:

Sabrina, I would like to "toss" that answer of yours. In no way, shape or form was there any indication that the original poster is seeking a refinance of a loan. As a matter of fact, the only question germane here is the one about a half-brother as a coborrower.

The others who chose to provide an answer did so without going off-topic. Please reconsider your efforts to answer questions that haven't been asked - why confuse our original poster any more than he or she already is?

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