How do I get my deceased parenets home transfered into my name?

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Icon Mini Profile nicole_31313

Joined: 15 May 2010

Posts: 1

1.34 Dollars($)
Post Posted: Sat May 15, 2010 8:51 am    Post subject: How do I get my deceased parenets home transfered into my na

My parents passed last year. They left the house solely to me. I was told by the bank that I could keep making payments on their mortgage and once it was paid off I could tranfer the deed into my name. However the estate attorney is saying I have to finance the loan into my name in order to close out the estate. In order to refinance the loan I have to already be on the deed. I am not so now they are saying I have to take out a first mortgage. Is this true? What are my options? Is there a way to get the deed in my name in order to do a refinance versus a first mortgage?
Icon Mini Profile Niicss

Joined: 03 Oct 2005

Posts: 5499
Location: New Jersey
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Post Posted: Mon May 17, 2010 2:15 am    Post subject:

If your parents have not left a will, then you will have to file an affidavit of heirship at the county recorder's office and get the property transferred in your name. Once the property is transferred in your name, you will have to refinance the mortgage and get it transferred to your name.
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