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Wills and Trusts

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blakeaz74 Joined: 15 Jun 2011 Posts: 2 1.42 Dollars($)	Posted: Wed Jun 15, 2011 10:04 am    Post subject: Wills and Trusts Like 0 Dislike 0 If we have been paying on a loan and mom left me the house they cant kick us out can they
chrisgummerson Community Expert Joined: 29 Apr 2010 Posts: 704 Location: La Palma, CA 9.98 Dollars($)	Posted: Wed Jun 15, 2011 10:31 am    Post subject: Like 0 Dislike 0 Can who kick you out? Did your mother leave a valid will stating you are the heir to the property? Are you on title? If you are on title, and the property was willed to you, then you are the rightful owner, and no one can evict you. If your mother had a will, and there are other heirs, then the property would be divided among the heirs. Also if there was no will, the property would have gone through probate, to see if there are more claims to the property. _________________ Chris Gummerson Bay Valley Mortgage Group bayvalleymortgage.com 714-367-5125
jameshogg Joined: 20 Dec 2005 Posts: 10460 Location: Nevada 987.57 Dollars($)	Posted: Wed Jun 15, 2011 8:58 pm    Post subject: Like 0 Dislike 0 Hi blakeaz, You should get the property transferred in your name. If there is no will, then you should file an affidavit of heirship at the county recorder's office and get the property transferred in your name. This will make you the sole owner of the property. After that you can refinance the mortgage in your name. Once the property and the mortgage is transferred in your name and if you keep on paying the mortgage on time, then no one can evict you from the property. Thanks
blakeaz74 Joined: 15 Jun 2011 Posts: 2 1.42 Dollars($)	Posted: Thu Jun 16, 2011 7:58 pm    Post subject: bank of america wont Like 0 Dislike 0 let us take over the loan we dont want to lose our house we are paying on it what should we do
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Thu Jun 16, 2011 10:20 pm    Post subject: Like 0 Dislike 0 Hi blakeaz, If you keep on making the monthly payments on time, then the lender won't foreclose the property. Did the lender give you any reason as to why you won't be able to take over the loan? _________________ Procrastination is the enemy of your financial success
sabrinatoss Community Expert Joined: 16 Jan 2011 Posts: 514 Location: Australia 82.40 Dollars($)	Posted: Tue Jun 21, 2011 1:30 am    Post subject: hi blakeaz74 ! Like 0 Dislike 0 One should always consult the experts especially if we talk about money. It's hard to listen to just any one, you should make sure to consult trusted experts that will help you with your problems about loans. _________________ Home Loan, Mortgage Insurance Calculator, Mortgage Broker

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