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danita1 · Joined: 11 Dec 2009 Posts: 1 1.00 Dollars($)

MY MOTHER IS 86 AND LIVES IN A HOUSE SHE AND MY DAD PURCHASED IN 1946. I AM TOTALLY DISABLED AND WHEN I PUT MY NAME ON THE DEED MY FATHER HAD DIED AND MY DEBTS WERE FEW. NOW I AM LIVING IN LOW INCOME HOUSING (HAD TO GET AWAY FROM HER LONG STORY) AND HAVE INCURRED MANY DEBTS AND HAVE A SERVICE PAYING MY BACK BILLS AND THIS JUST STARTED. THE TOWN JUST ADOPTED A NEW ORDINANCE ABOUT THE ELECTRICAL SYSTEMS IN HOUSES AND HOW AN INSPECITION BY THE BUILDING CODES OFFICER HAS TO BE DONE BEFORE ANY HOUSE CAN BE SOLD AN THE HOUSE HAS TO HAVE A CERTAIN UPGRADEDED LIGHTING SYSTEM IN IT BEFORE IT CAN BE SOLD. I CAN'T AFFORD TO PUT THAT LIGHTING SYSTEM IN IT AND EVEN IF THAT WASN'T THE CASE I WOULD LOSE MY APT BECAUSE MY IMCOME WOULD GO OVER THE LIMIT OF WHAT I MAKE FOR LOW INCOME HOUSING. COULD YOU TELL ME HOW TO GET MY NAME OFF HER DEED THE BEST AND EASIEST WAY AND THE LESS COSTLIEST WAY WITHOUT LOOSING HER HOUSE? THANKS (I COULD NEVER TAKE CARE OF THE HOUSE ANYWAY I AM IN AN ELECTRIC WHEELCHAIR)

raymond · Posted: Fri Dec 11, 2009 5:31 pm Post subject:

She can get a Reverse Mortgage. You'd be removed from Title and she'd receive enough money to upgrade the house and receive a monthly tax free check. When she Passes, you'd inherit the house, sell it, pay back the Reverse Mortgage Lender, and keep the rest of the equity for yourself.

The Reverse Mortgage enabled you and your Mother to provide solutions to all your concerns.

Guest

My Mother would never do that. She doesn't want to do anything more than what she has already done. I was wondering since I am on her power of attorney if I could add an adendum to her will stating that her daughter is out of her will as far as the house is concerned and that the next person in line to receive the house should be the one to get it. Is that possible in the State Of Pennsylvania? Thanks for your help in this matter. gale

smithsussane · Posted: Tue Dec 15, 2009 9:07 pm Post subject:

Hi Gale!

Welcome to forums!

I doubt whether or not you would be able to add an addendum to her will. You may ask her to modify her will and add the clause to it. You can contact a real estate attorney and check out if you can sign a quit claim deed and remove your name from the property deed.

Feel free to ask if you've further queries.

Sussane

raymond · Posted: Wed Dec 16, 2009 8:56 am Post subject:

>>I was wondering since I am on her power of attorney if I could add an adendum to her will

No, you can't do that.

>>My Mother would never do that. She doesn't want to do anything more than what she has already done.

That's ashame. It's difficult to recommend solutions because all solutions will require some efforts from your Mother.

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I WANT MY NAME OFF MY MOTHERS DEED