Compare Mortgage Quotes

zeena4life214 · Joined: 26 Jan 2009 Posts: 1 1.49 Dollars($)

how can i take the other owner name off the title and mortgage?...i bought a house with my boyfriend and he paid the down payment, and before we actually move in to the house we broke up so i had to move by my self to the house, now its been 5 months that i live there and i pay the mortgage payment by my self, we talked together and i promised him i will give him the money that he paid as down payment but first i need to make sure that he will take his name out of the title and mortgage, so i dont really know whats the procedure should i go through in order to do that ??

smithsussane · Posted: Mon Jan 26, 2009 7:52 pm Post subject:

Hi zeena4life!

Welcome to forums!

Your boyfriend will have to sign a quitclaim deed in your name in order to remove his name from the property. Once the quitclaim deed is filled out, it has to be notarized and recorded at the county recorder's office. Once the property is solely transferred in your name, you will have to refinance the mortgage in your name so that your boyfriend's name is removed from the mortgage note.

Feel free to ask if you have further queries.

Sussane

how do i take husbands name off quitcaim morgtage iamm going thru a divorce

adonis · Posted: Mon Jan 26, 2009 10:47 pm Post subject:

Welcome Guest,

Your husband will have to sign a quitclaim deed in your favor. Once he signs the deed, the property will be transferred in your name.

Guest

We have been seperated for 8 years not leagaly. He is willing to sign off on the house. What should I use, the quitclaim or the warrenty form

adonis · Posted: Tue May 05, 2009 11:14 pm Post subject:

Hi Anna,

Signing a quitclaim deed is the easiest way to transfer the property from one person to another. You can use it to remove your husband's name from the property. But, in my opinion, using a warranty deed will be a better option as it is considered to be more secure.

Guest

singing a quitclaim deed is there a charge for this,and were do i get this form to fill it out many thanks

adonis · Posted: Mon Nov 02, 2009 9:15 pm Post subject:

Hi jacqx,

If you draft the quitclaim deed from an attorney, then you will have to pay the fees to him. Apart from this, you will have to pay the recording fees, transfer taxes and doc stamp fees.

You can draft the quitclaim deed from an attorney or else get hold of the sample quitclaim deed forms online.

Guest

i am divorced and my exhusband needs his name off of the title/loan/note/deed, etc.....i won't be able to qualify for a loan as my credit is messed up through the divorce. what are my options?

jameshogg · Posted: Tue Sep 07, 2010 10:52 pm Post subject:

Hi samsam,

Unless you refinance the mortgage in your name, you won't be able to remove your ex-husband's name from the loan docs. You should contact your lender and apply for a loan assumption. This will help you in transferring the mortgage in your name. However, it will be the lender's discretion whether or not the lender will agree to your request.

Thanks

Company	Loan Type	APR	Est. Pmt.
				Go
				Go
				Go
				Go
				Go
				Go

Property State:
Property Type:
Credit Rating:

All times are GMT - 7 Hours

Page 1 of 1