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getting old boyfriend off deed to only my name

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Icon Mini Profile chrishart01





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Post Posted: Mon Oct 13, 2008 1:34 pm    Post subject: getting old boyfriend off deed to only my name
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hi im writting in concern of a house my old boyfriend an i purchases yrs.ago.... since my credit at the time was not in good standing the morgage went in his name only after acouple of yrs.went by. we added my name to the deed (NO PROBLEM).well what i am getting at ,we didn`t last we had a paper drawn up.he left the house to me as long as i payed the house an taxes took care of it as my own an when it was payed off he would remove his name .. so im finally there. Laughing house is now payed off taxes up to date called to tell him an he said no problem get the paper work started....what is the process i need to do now? an can i do this cheep w/ out getting a lawyer involved. can i do most of the leg work myself to save on cost, like go to the law library to get legel forms so on an so forth. any thing would help to get this started.
thanks for your help Smile
Icon Mini Profile kpatrick
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Post Posted: Mon Oct 13, 2008 7:29 pm    Post subject:
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Hi Chris,

Congratulation on paying off your home! That is a great accomplishment!

You can go to a real estate attorney to get it done (not free), or you can go to your local office supply store, fill it out, get it notarized, and take it to your local courthouse to get it recorded. It usually doesn't cost more that $50 total.

That's it!

Kim

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Icon Mini Profile sweeney
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Post Posted: Mon Oct 13, 2008 7:30 pm    Post subject:
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Hi and welcome to the forum. If his name is still on the mortgage and both of your names are on title and you want the end result to be just your name on the mortgage and title then you need to refinance to get a new mortgagein you name. Secondly, you'll need to do a quit claim deed to remove his name from title. This will be required when you refinance. THe lender you work with should be able to coordinate the quit claim for you with the title company for a very small fee, probablyjust the cost to record the document with your county clerk and recorder ( about $6). Anyway, hope that helps. Good luck.
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views expressed on this forum are my opinion as a mortgage professional, not legal advice
Icon Mini Profile chrishart01





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Post Posted: Tue Oct 14, 2008 8:32 am    Post subject: remove ex-boyfriend off of deed
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kpatrick,
hello and thank you!, would that be a quit claim deed that you are talking about, i don`t mind doing the leg work myself but if i need an attorney, i can do that to
Icon Mini Profile jameshogg
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Post Posted: Wed Oct 15, 2008 12:56 am    Post subject:
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Hi chrishart,

Welcome to forums.

Yes, you can ask your legal adviser to draft a quitclaim form for you. You can also get the form online. May I know in which state your property is? You may even get some sample quitclaim forms here.

Thanks.
Icon Mini Profile jheard
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Post Posted: Wed Oct 15, 2008 6:24 am    Post subject:
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You can do a quitclaim deed yourself. Download a form from the internet. Have it notarized, and filed in the county where the property is located.
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Disclaimer: This is not legal advice and I am not your lawyer. The information provided in this forum is for discussion purposes only, and is no substitute for an in-person consultation with an attorney who can analyze all of the facts and determine how your state and local laws may apply to your specific situation.
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