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spoused passed away before i got added to house

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Icon Mini Profile jeffbybee95





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Post Posted: Wed Jun 15, 2011 11:44 am    Post subject: spoused passed away before i got added to house
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my wife passed away her name is the only one on the home mortgage payments are up todate we got married after we bought the house she passed before we could add my name what can i do i really dont want to lose the house
Icon Mini Profile chrisgummerson

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Post Posted: Wed Jun 15, 2011 1:00 pm    Post subject:
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You would need to file a avidavit of death with the county. A title company will help you prepare what you need to be on title. Since you have been making payments on the property, you show a vested interest in the property. Was there a will? If the will leaves you the home, then you are in good shape, if there are other heirs, then the property would need to be sold or refied to satisfy the other heirs portion of the estate.
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Chris Gummerson
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Icon Mini Profile jameshogg
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Post Posted: Wed Jun 15, 2011 9:14 pm    Post subject:
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Hi jeffbybee,

You can file an affidavit of heirship at the county recorder's office and get the property transferred in your name. This will make you the owner of the property and then you can refinance the mortgage in order to get the mortgage transferred in your name.

Thanks
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