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If my name is on the title/not the mortgage & we get divorced am I responsible 4 payments at all?

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Post Posted: Fri Jan 09, 2009 12:24 pm    Post subject: If my name is on the title/not the mortgage & we get div
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If my name is on the title/not the mortgage & we get divorced am I responsible 4 payments at all?...If my husband pays the mortgage and he is the only one on it but both of our names are on the title, if we divorce, can I be responsible for the $ of the house? The payments? Anything? Can it affect my credit in any way?
Icon Mini Profile Jessica
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Post Posted: Mon Jan 12, 2009 5:57 am    Post subject:
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Hi guest,

If your name is not on the mortgage but on the title, you're not responsible for the payments. Even if you divorce, you won't be liable for the mortgage. Hopefully it won't affect your credit too as even if the house is foreclosed, it's because your husband isn't able to pay for it.

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Jessica

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cynthia

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Post Posted: Tue Feb 03, 2009 9:37 am    Post subject: divorce
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do I have a waiting time to file for a divorce when moving out or should I file first. Also how much is a quick claim deed
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Post Posted: Sat Feb 14, 2009 4:07 am    Post subject: quit claim deed
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Hi cynthia,

If you want to know about quitclaim deed, for instance how to validate it, the tax implications of it, you can visit the following page:
http://www.mortgagefit.com/quitclaim-deed.html
sharon

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Post Posted: Fri Apr 03, 2009 8:33 am    Post subject: my name is not on the mortgage
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My name is not on tyhe maortgage and my husband pays the most but i have paid coupkle of times from my debit card too.
if we divorce so still have right the entitle to have half of the house?
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Post Posted: Sun Apr 05, 2009 9:19 pm    Post subject:
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Hi sharon!

Welcome to forums!

If it's a community property and if the mortgage payments have been made from the community account, then you will be entitled to get half of the property. Moreover, the property deed should also have your name.

Feel free to ask if you have further queries.

Sussane
Reem

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Post Posted: Fri Oct 16, 2009 8:23 pm    Post subject:
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my husband and i bought a house and we both sign but he told me just on the loan my name is not there ,i called apraziel and i found out ,that is the house under his name only how can i know it's on the title also,cause he claims ,my name its not on the morgage only
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Post Posted: Sun Oct 18, 2009 9:08 pm    Post subject:
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Welcome Reem,

In order to know if your name is on the mortgage, you will have to check out the mortgage docs. You can check the property deed in order to know if your name is included in the title.

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Post Posted: Tue Aug 10, 2010 1:37 pm    Post subject:
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Am I liable for half the payment if my name isn't on the mortgage?
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Post Posted: Tue Aug 10, 2010 11:03 pm    Post subject:
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Hi Guest,

If your name is not on the mortgage, then you won't be liable for the mortgage payments.

Thanks
Goergia

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Post Posted: Sat Sep 11, 2010 3:49 pm    Post subject:
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My husband and i have been divorced for 16 years and i just found my name might be on the mortage and he just passed away am i reliable for the payments
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Post Posted: Sun Sep 12, 2010 11:34 pm    Post subject:
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Welcome Goergia,

If your name is on the mortgage, then the lender can come after you in order to recover the loan payments.

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Bems

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Post Posted: Wed Oct 20, 2010 2:45 pm    Post subject:
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Home that is not in my name due to my poor credit but was initially bought by me and then mortgaged to the hilt by my husband having good credit if we divorce where am I
Icon Mini Profile smithsussane
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Post Posted: Wed Oct 20, 2010 10:00 pm    Post subject:
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Hi Bems!

Welcome to forums!

If your name is not mentioned on the property deed, then you won't be able to claim any interest in the property.

Feel free to ask if you've further queries.

Sussane
Leslie100983

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Post Posted: Tue Jan 17, 2012 3:55 pm    Post subject: 1098 mortgage intrest
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recently divorced. In marital home per court order paying mortgage. Have 2 years to refinance.

Not on mortgage but I am on the deed. I have paid 100% of mortgage, can I claim the intrest on my taxes.
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