If my name is on the title/not the mortgage & we get divorced am I responsible 4 payments at all?

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PostPosted: Fri Jan 09, 2009 12:24 pm    Post subject: If my name is on the title/not the mortgage & we get div

If my name is on the title/not the mortgage & we get divorced am I responsible 4 payments at all?...If my husband pays the mortgage and he is the only one on it but both of our names are on the title, if we divorce, can I be responsible for the $ of the house? The payments? Anything? Can it affect my credit in any way?
Icon Mini Profile Jessica
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PostPosted: Mon Jan 12, 2009 5:57 am    Post subject:

Hi guest,

If your name is not on the mortgage but on the title, you're not responsible for the payments. Even if you divorce, you won't be liable for the mortgage. Hopefully it won't affect your credit too as even if the house is foreclosed, it's because your husband isn't able to pay for it.

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Jessica

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cynthia

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PostPosted: Tue Feb 03, 2009 9:37 am    Post subject: divorce

do I have a waiting time to file for a divorce when moving out or should I file first. Also how much is a quick claim deed
Icon Mini Profile jenkin7
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PostPosted: Sat Feb 14, 2009 4:07 am    Post subject: quit claim deed

Hi cynthia,

If you want to know about quitclaim deed, for instance how to validate it, the tax implications of it, you can visit the following page:
http://www.mortgagefit.com/quitclaim-deed.html
sharon

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PostPosted: Fri Apr 03, 2009 8:33 am    Post subject: my name is not on the mortgage

My name is not on tyhe maortgage and my husband pays the most but i have paid coupkle of times from my debit card too.
if we divorce so still have right the entitle to have half of the house?
sharon

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PostPosted: Fri Apr 03, 2009 8:33 am    Post subject: my name is not on the mortgage

My name is not on tyhe maortgage and my husband pays the most but i have paid coupkle of times from my debit card too.
if we divorce so still have right the entitle to have half of the house?
Icon Mini Profile smithsussane
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PostPosted: Sun Apr 05, 2009 9:19 pm    Post subject:

Hi sharon!

Welcome to forums!

If it's a community property and if the mortgage payments have been made from the community account, then you will be entitled to get half of the property. Moreover, the property deed should also have your name.

Feel free to ask if you have further queries.

Sussane
Reem

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PostPosted: Fri Oct 16, 2009 8:23 pm    Post subject:

my husband and i bought a house and we both sign but he told me just on the loan my name is not there ,i called apraziel and i found out ,that is the house under his name only how can i know it's on the title also,cause he claims ,my name its not on the morgage only
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PostPosted: Sun Oct 18, 2009 9:08 pm    Post subject:

Welcome Reem,

In order to know if your name is on the mortgage, you will have to check out the mortgage docs. You can check the property deed in order to know if your name is included in the title.

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