My husband died two years ago and I am trying to [url=http://www.mortgagefit.com/refinance.html]refinance[/url] our home. The bank said they would not refinance until my husband's name was off the title to our house. I then paid for probate and have a "Letters of Testamentary" issued by our County Clerk. My bank is having problems accepting that document as proof of title transfer. I am going to lose my house if I can't get a refi. What do I need to do now? I spent most of my money on the probate process. Would this have anything to do with "closure of probate" and what is this?