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 bengalarts
Joined: 18 Mar 2010
Posts: 1
1.32 Dollars($)
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 Posted: Thu Mar 18, 2010 6:32 am Post subject: How do I add my wife to the deed without redoing my mortgage |
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| I live in Houston, How do I put my wife on the deed to our home without adding her to the mortgage? |
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gunzijjistaff
Joined: 07 Apr 2009
Posts: 629
7.56 Dollars($)
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| Posted: Thu Mar 18, 2010 9:26 am Post subject: |
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Hi,
Signing Quit Claim deed will add your wifes name on property deed with out adding her on mortgage. Contact your attorney to sign a quit claim deed & record it in country records to make it validate.
Thanks & regards.
gunz.ijjistaff  |
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NO NAME
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| Posted: Fri Mar 19, 2010 6:43 am Post subject: HOW DO YOU REVERSE IT |
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| OUR ATTORNEY DID A QUIT CLAIM DEED AND ADDED ME ON MY NEW HUSBANDS HOUSE DEED AND i NEED IT OFF THE DEED MY HUSBAND WANTS IT OFF TO HOW DO WE DO ...CAN WE DO IT OUR SELFS |
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raymond
Community Expert
Joined: 03 Jul 2009
Posts: 876
Location: Irvine, CA
135.34 Dollars($)
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| Posted: Sat Mar 20, 2010 9:25 am Post subject: |
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If you have a mortgage on your property, you're not allowed to add people to Title, or remove anybody from Title. The mortgage note and Title need to agree with each other. Using a Quit Claim deed to add/remove anybody will impact the due-on-clause and the lender can call your note due and payable immediately.
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Raymond
www.SuperJumboReverseMortgage.com |
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Guest
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| Posted: Fri Mar 26, 2010 3:27 pm Post subject: |
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Last answer was a bit off the mark. Real disservice to you. VERY common to have those on note and mortgage different. Most often one spouse is “high risk” for judgments (e.g., a medical doctor) or one spouse has a low FICO and you don’t want the “hits” (LLPAs) for underwriting on note.
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