Compare Mortgage Quotes

bengalarts · Joined: 18 Mar 2010 Posts: 1 1.32 Dollars($)

I live in Houston, How do I put my wife on the deed to our home without adding her to the mortgage?

gunzijjistaff · Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)

Hi,

Signing Quit Claim deed will add your wifes name on property deed with out adding her on mortgage. Contact your attorney to sign a quit claim deed & record it in country records to make it validate.

Thanks & regards.
gunz.ijjistaff Laughing

Guest

OUR ATTORNEY DID A QUIT CLAIM DEED AND ADDED ME ON MY NEW HUSBANDS HOUSE DEED AND i NEED IT OFF THE DEED MY HUSBAND WANTS IT OFF TO HOW DO WE DO ...CAN WE DO IT OUR SELFS

raymond · Posted: Sat Mar 20, 2010 9:25 am Post subject:

If you have a mortgage on your property, you're not allowed to add people to Title, or remove anybody from Title. The mortgage note and Title need to agree with each other. Using a Quit Claim deed to add/remove anybody will impact the due-on-clause and the lender can call your note due and payable immediately.

Posted: Fri Mar 26, 2010 3:27 pm Post subject:

Last answer was a bit off the mark. Real disservice to you. VERY common to have those on note and mortgage different. Most often one spouse is “high risk” for judgments (e.g., a medical doctor) or one spouse has a low FICO and you don’t want the “hits” (LLPAs) for underwriting on note.

[System detected duplicate content converted into image. Thanks.]

Company	Loan Type	APR	Est. Pmt.
				Go
				Go
				Go
				Go
				Go
				Go

Property State:
Property Type:
Credit Rating:

All times are GMT - 7 Hours

Page 1 of 1

Compare Mortgage Quotes

How do I add my wife to the deed without redoing my mortgage?