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kiwibilak · Joined: 02 Jul 2009 Posts: 1 1.35 Dollars($)

In the state of Michigan, do you have to notify someone before you put their name on a quit claim deed? I foung out that my landlord put our name on the deed of the house, but we are renters! We don't want this house, is this legal? We only found out he did this because we got a tax bill in the mail, in my husbands name. This was totally done without our consent , almost 4 months ago and we have been paying rent. What could my landlord possibly benefit from this? What is he up to? How can such and action effect my husband and I?

jameshogg · Posted: Thu Jul 02, 2009 11:15 pm Post subject:

Hi kiwibilak,

It is quite surprising to me as to why your lender added your name to property deed. This will only make you owners of the property. I don't think your landlord will benefit anything from this. You can transfer the property back to landlord using a quitclaim deed. This will help you in removing your name from the property deed. However, it would be better if you could contact an attorney and discuss your options with him.

Thanks

jheard · Posted: Sat Jul 04, 2009 6:59 am Post subject:

A deed must must be delivered to the grantee for it to be valid. However, it does not have to be accepted. Once it is delivered to you, though, you could then quitclaim it back. If it continues, you could go to court and get an injunction.

If he is giving you the house for free, why are you complaining? Unfortunately, he is probably underwater on the house, that is, he owes more on the morrtgage than the house is worth. If so, foreclosure may be just around the corner. You need to find out.

The good news is, if you are the owner of the house, you must now pay yourself the rent, not him! You probably have several months before the foreclosure sale to live rent free. The new owner may let you continue to rent. You may also negotiate with the lender to assume the mortgage.

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Is it legal to put someone on a quit claim deed without their knowledge?