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laurateaches · Joined: 06 Nov 2009 Posts: 1 1.29 Dollars($)

I am the co-owner. The house is in chapter 13. My ex-husband doesn't have a solid employment history and I do with the majority of the income.

jenkin7 · Posted: Fri Nov 06, 2009 10:27 pm Post subject:

Hi laura,

Guest

My ex-husband been give the house soley according the recent divorce documents. Will a quit deed get my name as the co-signer off the house? If not, how can I do that even though he isn't able to refinance? Can I have my name taken off the 2nd mortgage if not the house.

savior70 · Posted: Mon Nov 09, 2009 4:13 am Post subject:

Hi,

A quitclaim deed will not take your name off the mortgage deed as a co-signer. It can remove your name from the property title, but it will still leave you with the liability of the mortgage debt. A refinance seems to be the only way for you to get rid of your liability. Does your divorce decree state that your ex needs to refinance within a certain time limit? In case it does, you can force him to refinance the loan in his name. But a quitclaim deed alone cannot take your name off the mortgage.

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Can I get a quit deed for the house my ex-husband is court ordered to soley have when the house is in bankruptcy?