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 dle424
Joined: 18 Nov 2008
Posts: 1
1.61 Dollars($)
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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evolovik26
Community Expert
Joined: 15 Aug 2007
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Location: Minneapolis
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
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Posted: Wed Nov 19, 2008 8:09 am Post subject:
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eugene, i don't mean to criticize you, but after reading your post and re-reading my own, i think we come off as a little bit unforgiving in our commentaries. clearly, what we've read makes no sense to us - hence the remarks. i suppose we could have been more charitable.
that being said, i need to add this as well: i am flabbergasted at some of the scenarios i see and hear. i can fully understand the lack of knowledge that people carry into the real estate market, but i fail to get how it is that they seemingly make no real effort to acquire knowledge before they step off and undertake some of these transactions. i know that the educational system is not designed to give anyone much real-life training (wish it were), but it's baffling that folk don't understand the gravity of what is involved in dealing with real estate and with mortgages.
for most of us, these are the largest expenditures and/or sums of money borrowed in our lives. yet, we continually hear about folk who act as if they're investing pennies when they "quick" claim properties to strangers, boyfriends, girlfriends and the odd stubborn parent who they don't get along with anyway.
i am so grateful for the individuals who come to this forum for assistance, and for those who are dedicated to responding with a desire to help. there are a lot of despicable sorts out there who will prey on all those naive and uneducated buyers/borrowers, etc. we all need to be much more vigilant in our stance against the ills of the age - especially here in 2008 and ongoing.
when someone calls us and says they can save us thousands of dollars (unsolicited calls), we need to put our most skeptical faces on and question every statement made. it pains me to say i have to be extra-vigilant in my own home - my wife will hear that a mortgage company has called and left a message about our mortgage with "not named" and she'll think that it's the real company calling and that we have a problem. only when i check caller id (i didn't used to believe in that!) do i see that it's some scam artist who knows the name of our actual mortgage lender and is using that to try to steal from us.
people, i pray that you're staying away from those who promise miracles - there is only one miracle worker, and He is in full control of all things.
everyone: please be careful. our times are exceedingly difficult, and without being watchful, we can all fall for the schemes and traps that are being set for us.
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
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Mortgage Forums 
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